All moves include basic liability coverage, but this provides minimal protection based on weight rather than actual value. Full-value protection insurance is available and recommended for valuable items, antiques, electronics, and sentimental belongings.Full-value protection means if something gets damaged or lost, you receive repair, replacement, or cash settlement based on the item’s actual value, not just its weight. This coverage provides real peace of mind for expensive furniture, electronics, artwork, and other valuable possessions.We explain the insurance options and costs clearly during the estimate process. You can make an informed decision about coverage levels based on your specific belongings and comfort level with risk.